direct lender - flexible approach
Our flexibility allows for quick funding, providing buyers the liquidity they need for automobile purchases
BENEFITS OF WORKING WITH DATE STREET CAPITAL, LLC
Flexible Approach
Underwriting Processes
Underwriting Processes
At Date Street Capital, we are the bank. Because we are a direct lender, we have more flexibility in approving loans and leases that otherwise would be difficult to provide. Our flexibility also allows for quick funding, providing buyers the liquidity they need for automobile purchases
Underwriting Processes
Underwriting Processes
Underwriting Processes
Our underwriting process considers multiple factors, including credit rating, work history, current employment, and financial hardships. In light of these factors, we offer competitive rates and loan costs for your next vehicle.
Mutual Goals
Underwriting Processes
Mutual Goals
Our goal is to provide credit-worthy customers with the financing they need to get a new vehicle, while at the same time, earning a reasonable profit in order to continue to offer options to individuals who may not otherwise be positioned to get a car.
Our Process
What are some things to consider about our car loan approval process?
- We need a driver's license, references, two most recent pay stubs, and two items proving residency to begin the application process.
- Customers will also need to fill out an application once we are in receipt of the above information.
- Our monthly terms allow us to to accommodate our customers' pay schedules.
- We offer various ways for our customers to make payments, including credit card payments over the phone.
- Our programs are typically 3-4 years, but we can provide additional flexibility depending upon the vehicle, the customer, and the final terms.
Why Date Street Capital, LLC?
There are a lot of good people with bad credit who are looking for transportation to get to and from work, get their kids to school, and run errands. Sometimes just a hiccup in life’s journey, a lost job, a divorce, or medical bills, can cause someone to have a foreclosure on a house, have their car repossessed, or have to file for bankruptcy. Where a traditional bank’s application process can automatically disapprove a car loan application, at Date Street Capital, we work with the customer to find options that work within their budget. Best of all, with Date Street Capital, we report our customers' credit history with the major credit reporting bureaus, so they can get on stable financial feet again.
